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Step by Step Mortgage – New Jersey & Pennsylvania Mortgage Rate Network

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Jeff R.
We needed to close our loan in two weeks. Everyone said it was impossible, StepbyStepMortgage.com made it happen. Thank you
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FHA Mortgage Loans

FHA Mortgage Loans in New Jersey & Pennsylvania

How do I get an FHA mortgage loan?

Getting an FHA loan is very similar to getting any other mortgage. You will need to provide information for an application to be taken, followed by the ability to document your income and assets.

However, with the insurance the government provides us, our ability to lend becomes easier for you. Your credit won’t be scrutinized as harshly and your credit scores won’t be used to determine whether or not you qualify for a loan.

What types of mortgage loans does FHA provide?

FHA actually doesn’t provide loans; rather they provide insurance to lenders who provide the loans. This insurance provides a great benefit to you, the borrower.

There are several types of loans available for many different property types:

  • Primary Residences
  • Secondary Residences
  • Investment Properties
  • Multi-Family (1-4 Unit) Properties
  • 5, 10, 15, 20, 25, & 30 Year Mortgage Terms Available!

***All property types can be purchased or refinanced via FHA financing.

Ready To Get Started?

Call us now to speak with a licensed loan officer who can help you get approved for the lowest cost loan!

1-800-525-0705
A 15 minute phone call could save you thousands! 

Or, complete the Quick Quote form to your left
and we will contact you ASAP.