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Getting an FHA loan is very similar to getting any other mortgage. You will need to provide information for an application to be taken, followed by the ability to document your income and assets.
However, with the insurance the government provides us, our ability to lend becomes easier for you. Your credit won’t be scrutinized as harshly and your credit scores won’t be used to determine whether or not you qualify for a loan.
What types of mortgage loans does FHA provide?
FHA actually doesn’t provide loans; rather they provide insurance to lenders who provide the loans. This insurance provides a great benefit to you, the borrower.
***All property types can be purchased or refinanced via FHA financing.
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